CKYC Upload APIs
The CKYC Upload suite enables Regulated Entities (REs) to submit new or updated KYC records to the CERSAI central repository. This section covers the upload process, API references, and supporting resources.
How the Upload Process Works
The CKYC upload process involves four stages:
1. Upload KYC Records to CKYC
Records are transferred to CKYC via SFTP (preferred), supporting files up to 1GB.
2. Create a ZIP File
The FI prepares a ZIP file containing:
- A metadata file in pipe-separated TXT format
- Customer images organised in separate folders per customer
3. Admin Controls
Two admin credentials are involved in the upload workflow:
- The first admin manually uploads the prepared batch to the CERSAI portal.
- The second admin logs in to the CERSAI portal to review and approve the batch.
4. Manual Filtering
After upload, admins check the CERSAI portal for any response errors, rectify the flagged records, and re-upload as needed.
What HyperVerge Provides
| Feature | Description |
|---|---|
| Conflict Resolution Dashboard (Recon Dashboard) | A dashboard for the FI's operations team to identify and resolve data conflicts between submitted records and CERSAI's repository. Access it via the HyperVerge Dashboard. |
| Automatic Rule Updates | Any updates to CERSAI's validation rule set are applied automatically, without requiring FI-side deployment or downtime. |
| Template Sync | If CERSAI updates the upload template, HyperVerge updates the KYC journey to capture the new fields without changes required from the FI. |
APIs
The following APIs and resources are available under the CKYC Upload suite:
| API Name | Description |
|---|---|
| CKYC Upload Prerequisites | Setup requirements and prerequisites before using the CKYC Upload APIs. |
| CKYC Pre-upload API | Performs prerequisite checks and preparations before uploading CKYC records. |
| CKYC Upload API | Uploads CKYC records and documents to the Central KYC Registry. |
| CKYC Webhook | Webhook for receiving CKYC upload status updates and notifications. |
| CKYC Upload Reference Metadata | Reference metadata for CKYC upload operations. |